Special Needs Planning

Do you have a special needs family member?

At Gammon Financial, we know first hand what it is like to struggle through the everyday challenges of caring for a special needs child.  

 Bridget Eastham, who has been part of the Gammon team for the past three years, has developed a passion for the special needs community.  Her daughter, Emma, was diagnosed with Cerebral Palsy at the age of one.  She is now six years old and is a bright, funny, stubborn, independent little girl.

Bridget has experienced the obstacles that come with evaluations, therapies, applying for government benefits, Medicaid, and ARD meetings.  She realized that we need to help families plan for the future care that comes with their unique circumstances.  As our mission states, our goal is for your family, "to be proactive and live life on purpose".

It is extremely important to sit down with a financial representative that has been educated in the life planning process for the special needs family.

We want to educate you on how to maintain their government benefits and make sure that they are provided with a high quality of care for the rest of their lives. 

Some of the questions to consider:

Does your family members and friends know your hopes and desires for him or her?

Who will provide future caregiving?

Do you know what will happen if you or a family member name your special needs child as a beneficiary?

Have you set up a Special Needs Trust?

Have you completed a Letter of Intent?

it is important to take the steps now to ensure your family member has a plan in place for them and the resources they need when you are no longer able to care for them.

Contact us today for more information.